HSA Provider Directory

Aggregated data from 853+ providers. Compare health savings accounts by fees, interest rates, and investment flexibility using our authoritative comparison tool.

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853 providers

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F
Fidelity Investments
Active Investors & Savers
4.9
$0.00
No Strings
$0
First Dollar
1.84% APY
L
Lively
Active Investors & Savers
4.5
$0.00
No Strings
$0
First Dollar
1.06% APY
S
Saturna Capital
Active Investors & Savers
3.9
$0.00
No Strings
$500
To Invest
N/A
H
HealthEquity
Investment-Minded Savers
3.8
$3.95
Waivable
$500
To Invest
N/A
F
First American Bank
Active Investors & Savers
3.7
$0.00
No Strings
$1,000
To Invest
N/A
A
Associated Bank
Active Investors & Savers
3.6
$0.00
No Strings
$500
To Invest
0.25% APY
H
HSA Bank
Active Investors & Savers
3.5
$0.00
No Strings
$0
First Dollar
N/A
U
UMB Bank
Investment-Minded Savers
3.3
$2.95
Waivable
$1,000
To Invest
N/A
B
Bank of America
Investment-Minded Savers
3.2
$2.50
Fixed
$1,000
To Invest
0.70% APY
I
Inspira Financial
Long-Term Savers
3.1
$0.00
No Strings
$1,000
To Invest
0.50% APY

Showing 110 of 853 providers

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How We Rate

Our Orbit Rating is a proprietary weighted average of fees (40%), investment quality (30%), interest rates (20%), and user experience (10%). We audit these values quarterly to ensure data integrity.

Fee Analysis

We track maintenance fees, investment sub-account fees, and hidden transaction costs. "Waivable" fees typically require a minimum balance of $3,000–$5,000.

Yield Projections

Interest rates are current as of the first of this month. For long-term growth, we recommend providers with low investment thresholds and access to low-cost index funds.