Saturna Capital
Quick Summary
- Morningstar Above Average
- First-dollar investing
- Socially responsible fund options
- No monthly fees
The Verdict
Saturna Capital offers a solid foundation with zero monthly maintenance fees and self-directed brokerage access, mutual fund investing, earning a 3.9/5.0 rating from HSA Orbit.
Saturna Capital Corporation, manager of the Sextant, Idaho, and Amana funds, uses years of investment experience to aid investors in navigating today's volatile markets. Founded in 1989 by professionals with extensive experience, Saturna has helped individuals and institutions build wealth, earn income, and preserve capital.
Saturna's deep-rooted belief in value investing shines through in the quality of our investments. We don't follow trends, we analyze opportunities. Years of experience have given Saturna financial strength and stability. Most important to Saturna's success, however, is our clients' success. We believe that our clients' interest always come first. Perhaps this is why our client relationships span so many years.
At Saturna, we believe in making your investment dollars work hard for you. Toward this end, Saturna strives to not only offer the best investment opportunities from mutual funds to IRAs, but to match those sound investments with superior customer service.
Key Features
Banking & Access
Basic account access provided.
Investment Options
Offers self-directed brokerage and mutual fund investing.
Security & Insurance
Insurance status not confirmed. Contact the provider for details.
Account Details
Requires $100 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
| Printed Quarterly Statement (electronic statements are free) | $3.00 | N/A | -- |
| Bank Wire Fee | $15.00 | N/A | -- |
* $0 for Saturna funds; 0.30% for non-Saturna
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
Saturna Capital provides a self-directed brokerage window for investing your HSA funds in the broader market.
Mutual Fund Investing
Access mutual fund investments through your HSA with Saturna Capital.
- Minimum Threshold$500
- FeesNo fees for Saturna funds. 0.30% annual for non-Saturna funds. $14.95 + $10 surcharge for Vanguard trades.
Interest Rates
Contact Information
Address
1300 N. State St., Bellingham, WA 98225
Customer Service
(360) 734-9900
1300 N. State St. Bellingham, WA 98225 Customer Service Mailing Address Saturna Capital P.O. Box N Bellingham, WA 98227
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
The Bad
- •$500 minimum to invest
- •No online banking
- •No debit card included
User Sentiment
Based on community feedback
Sentiment data coming soon
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